Car Insurance with Bad Credit in Delaware (2026)
Quick Answer
Bad credit in Delaware increases car insurance by 56%, raising full coverage from $2,184/year to $3,407/year.
✓ Updated March 2026✓ Based on state insurance filings
Good Credit
$182/mo
Poor Credit (1.56x)
$284/mo
Best Companies for Bad Credit in Delaware
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $210/mo | $2,521/yr | Military families |
| Erie Insurance | $224/mo | $2,692/yr | Rate lock guarantee |
| GEICO | $233/mo | $2,794/yr | Clean driving record |
| Progressive | $250/mo | $2,998/yr | Telematics savings |
| State Farm | $258/mo | $3,100/yr | Good students |
| Travelers | $270/mo | $3,237/yr | Multiple discounts |
| Nationwide | $295/mo | $3,543/yr | Bundling home + auto |
| Farmers | $307/mo | $3,680/yr | Signal telematics |
| Allstate | $318/mo | $3,816/yr | Accident forgiveness |
| Liberty Mutual | $335/mo | $4,020/yr | New car replacement |
USAACheapest
Monthly
$210/mo
Annual
$2,521/yr
Best for: Military families
Erie Insurance
Monthly
$224/mo
Annual
$2,692/yr
Best for: Rate lock guarantee
GEICO
Monthly
$233/mo
Annual
$2,794/yr
Best for: Clean driving record
Progressive
Monthly
$250/mo
Annual
$2,998/yr
Best for: Telematics savings
State Farm
Monthly
$258/mo
Annual
$3,100/yr
Best for: Good students
Travelers
Monthly
$270/mo
Annual
$3,237/yr
Best for: Multiple discounts
Nationwide
Monthly
$295/mo
Annual
$3,543/yr
Best for: Bundling home + auto
Farmers
Monthly
$307/mo
Annual
$3,680/yr
Best for: Signal telematics
Allstate
Monthly
$318/mo
Annual
$3,816/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$335/mo
Annual
$4,020/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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