Car Insurance with Bad Credit in Georgia (2026)
Quick Answer
Bad credit in Georgia increases car insurance by 65%, raising full coverage from $2,484/year to $4,099/year.
✓ Updated March 2026✓ Based on state insurance filings
Good Credit
$207/mo
Poor Credit (1.65x)
$342/mo
Best Companies for Bad Credit in Georgia
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $253/mo | $3,033/yr | Military families |
| Erie Insurance | $270/mo | $3,238/yr | Rate lock guarantee |
| GEICO | $280/mo | $3,361/yr | Clean driving record |
| Progressive | $301/mo | $3,607/yr | Telematics savings |
| State Farm | $311/mo | $3,730/yr | Good students |
| Travelers | $325/mo | $3,894/yr | Multiple discounts |
| Nationwide | $355/mo | $4,263/yr | Bundling home + auto |
| Farmers | $369/mo | $4,427/yr | Signal telematics |
| Allstate | $383/mo | $4,591/yr | Accident forgiveness |
| Liberty Mutual | $403/mo | $4,837/yr | New car replacement |
USAACheapest
Monthly
$253/mo
Annual
$3,033/yr
Best for: Military families
Erie Insurance
Monthly
$270/mo
Annual
$3,238/yr
Best for: Rate lock guarantee
GEICO
Monthly
$280/mo
Annual
$3,361/yr
Best for: Clean driving record
Progressive
Monthly
$301/mo
Annual
$3,607/yr
Best for: Telematics savings
State Farm
Monthly
$311/mo
Annual
$3,730/yr
Best for: Good students
Travelers
Monthly
$325/mo
Annual
$3,894/yr
Best for: Multiple discounts
Nationwide
Monthly
$355/mo
Annual
$4,263/yr
Best for: Bundling home + auto
Farmers
Monthly
$369/mo
Annual
$4,427/yr
Best for: Signal telematics
Allstate
Monthly
$383/mo
Annual
$4,591/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$403/mo
Annual
$4,837/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
✓ No spam calls · ✓ No personal info sold · ✓ Takes 2 minutes