Car Insurance with Bad Credit in Indiana (2026)
Quick Answer
Bad credit in Indiana increases car insurance by 52%, raising full coverage from $1,596/year to $2,426/year.
✓ Updated March 2026✓ Based on state insurance filings
Good Credit
$133/mo
Poor Credit (1.52x)
$202/mo
Best Companies for Bad Credit in Indiana
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $150/mo | $1,795/yr | Military families |
| Erie Insurance | $160/mo | $1,917/yr | Rate lock guarantee |
| GEICO | $166/mo | $1,989/yr | Clean driving record |
| Progressive | $178/mo | $2,135/yr | Telematics savings |
| State Farm | $184/mo | $2,208/yr | Good students |
| Travelers | $192/mo | $2,305/yr | Multiple discounts |
| Nationwide | $210/mo | $2,523/yr | Bundling home + auto |
| Farmers | $218/mo | $2,620/yr | Signal telematics |
| Allstate | $226/mo | $2,717/yr | Accident forgiveness |
| Liberty Mutual | $239/mo | $2,863/yr | New car replacement |
USAACheapest
Monthly
$150/mo
Annual
$1,795/yr
Best for: Military families
Erie Insurance
Monthly
$160/mo
Annual
$1,917/yr
Best for: Rate lock guarantee
GEICO
Monthly
$166/mo
Annual
$1,989/yr
Best for: Clean driving record
Progressive
Monthly
$178/mo
Annual
$2,135/yr
Best for: Telematics savings
State Farm
Monthly
$184/mo
Annual
$2,208/yr
Best for: Good students
Travelers
Monthly
$192/mo
Annual
$2,305/yr
Best for: Multiple discounts
Nationwide
Monthly
$210/mo
Annual
$2,523/yr
Best for: Bundling home + auto
Farmers
Monthly
$218/mo
Annual
$2,620/yr
Best for: Signal telematics
Allstate
Monthly
$226/mo
Annual
$2,717/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$239/mo
Annual
$2,863/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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