Car Insurance with Bad Credit in Kansas (2026)
Quick Answer
Bad credit in Kansas increases car insurance by 57%, raising full coverage from $2,106/year to $3,306/year.
✓ Updated March 2026✓ Based on state insurance filings
Good Credit
$176/mo
Poor Credit (1.57x)
$276/mo
Best Companies for Bad Credit in Kansas
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $204/mo | $2,446/yr | Military families |
| Erie Insurance | $218/mo | $2,612/yr | Rate lock guarantee |
| GEICO | $226/mo | $2,711/yr | Clean driving record |
| Progressive | $242/mo | $2,909/yr | Telematics savings |
| State Farm | $251/mo | $3,008/yr | Good students |
| Travelers | $262/mo | $3,141/yr | Multiple discounts |
| Nationwide | $287/mo | $3,438/yr | Bundling home + auto |
| Farmers | $298/mo | $3,570/yr | Signal telematics |
| Allstate | $309/mo | $3,703/yr | Accident forgiveness |
| Liberty Mutual | $325/mo | $3,901/yr | New car replacement |
USAACheapest
Monthly
$204/mo
Annual
$2,446/yr
Best for: Military families
Erie Insurance
Monthly
$218/mo
Annual
$2,612/yr
Best for: Rate lock guarantee
GEICO
Monthly
$226/mo
Annual
$2,711/yr
Best for: Clean driving record
Progressive
Monthly
$242/mo
Annual
$2,909/yr
Best for: Telematics savings
State Farm
Monthly
$251/mo
Annual
$3,008/yr
Best for: Good students
Travelers
Monthly
$262/mo
Annual
$3,141/yr
Best for: Multiple discounts
Nationwide
Monthly
$287/mo
Annual
$3,438/yr
Best for: Bundling home + auto
Farmers
Monthly
$298/mo
Annual
$3,570/yr
Best for: Signal telematics
Allstate
Monthly
$309/mo
Annual
$3,703/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$325/mo
Annual
$3,901/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
✓ No spam calls · ✓ No personal info sold · ✓ Takes 2 minutes