Car Insurance with Bad Credit in Maine (2026)
Quick Answer
Bad credit in Maine increases car insurance by 38%, raising full coverage from $1,182/year to $1,631/year.
✓ Updated March 2026✓ Based on state insurance filings
Good Credit
$99/mo
Poor Credit (1.38x)
$136/mo
Best Companies for Bad Credit in Maine
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $101/mo | $1,207/yr | Military families |
| Erie Insurance | $107/mo | $1,288/yr | Rate lock guarantee |
| GEICO | $111/mo | $1,337/yr | Clean driving record |
| Progressive | $120/mo | $1,435/yr | Telematics savings |
| State Farm | $124/mo | $1,484/yr | Good students |
| Travelers | $129/mo | $1,549/yr | Multiple discounts |
| Nationwide | $141/mo | $1,696/yr | Bundling home + auto |
| Farmers | $147/mo | $1,761/yr | Signal telematics |
| Allstate | $152/mo | $1,827/yr | Accident forgiveness |
| Liberty Mutual | $160/mo | $1,925/yr | New car replacement |
USAACheapest
Monthly
$101/mo
Annual
$1,207/yr
Best for: Military families
Erie Insurance
Monthly
$107/mo
Annual
$1,288/yr
Best for: Rate lock guarantee
GEICO
Monthly
$111/mo
Annual
$1,337/yr
Best for: Clean driving record
Progressive
Monthly
$120/mo
Annual
$1,435/yr
Best for: Telematics savings
State Farm
Monthly
$124/mo
Annual
$1,484/yr
Best for: Good students
Travelers
Monthly
$129/mo
Annual
$1,549/yr
Best for: Multiple discounts
Nationwide
Monthly
$141/mo
Annual
$1,696/yr
Best for: Bundling home + auto
Farmers
Monthly
$147/mo
Annual
$1,761/yr
Best for: Signal telematics
Allstate
Monthly
$152/mo
Annual
$1,827/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$160/mo
Annual
$1,925/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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