Car Insurance with Bad Credit in Mississippi (2026)
Quick Answer
Bad credit in Mississippi increases car insurance by 64%, raising full coverage from $1,986/year to $3,257/year.
✓ Updated March 2026✓ Based on state insurance filings
Good Credit
$166/mo
Poor Credit (1.64x)
$271/mo
Best Companies for Bad Credit in Mississippi
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $201/mo | $2,410/yr | Military families |
| Erie Insurance | $214/mo | $2,573/yr | Rate lock guarantee |
| GEICO | $223/mo | $2,671/yr | Clean driving record |
| Progressive | $239/mo | $2,866/yr | Telematics savings |
| State Farm | $247/mo | $2,964/yr | Good students |
| Travelers | $258/mo | $3,094/yr | Multiple discounts |
| Nationwide | $282/mo | $3,387/yr | Bundling home + auto |
| Farmers | $293/mo | $3,518/yr | Signal telematics |
| Allstate | $304/mo | $3,648/yr | Accident forgiveness |
| Liberty Mutual | $320/mo | $3,843/yr | New car replacement |
USAACheapest
Monthly
$201/mo
Annual
$2,410/yr
Best for: Military families
Erie Insurance
Monthly
$214/mo
Annual
$2,573/yr
Best for: Rate lock guarantee
GEICO
Monthly
$223/mo
Annual
$2,671/yr
Best for: Clean driving record
Progressive
Monthly
$239/mo
Annual
$2,866/yr
Best for: Telematics savings
State Farm
Monthly
$247/mo
Annual
$2,964/yr
Best for: Good students
Travelers
Monthly
$258/mo
Annual
$3,094/yr
Best for: Multiple discounts
Nationwide
Monthly
$282/mo
Annual
$3,387/yr
Best for: Bundling home + auto
Farmers
Monthly
$293/mo
Annual
$3,518/yr
Best for: Signal telematics
Allstate
Monthly
$304/mo
Annual
$3,648/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$320/mo
Annual
$3,843/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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