Car Insurance with Bad Credit in Nevada (2026)
Quick Answer
Bad credit in Nevada increases car insurance by 67%, raising full coverage from $2,562/year to $4,279/year.
✓ Updated March 2026✓ Based on state insurance filings
Good Credit
$214/mo
Poor Credit (1.67x)
$357/mo
Best Companies for Bad Credit in Nevada
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $264/mo | $3,166/yr | Military families |
| Erie Insurance | $282/mo | $3,380/yr | Rate lock guarantee |
| GEICO | $292/mo | $3,509/yr | Clean driving record |
| Progressive | $314/mo | $3,766/yr | Telematics savings |
| State Farm | $324/mo | $3,894/yr | Good students |
| Travelers | $339/mo | $4,065/yr | Multiple discounts |
| Nationwide | $371/mo | $4,450/yr | Bundling home + auto |
| Farmers | $385/mo | $4,621/yr | Signal telematics |
| Allstate | $399/mo | $4,792/yr | Accident forgiveness |
| Liberty Mutual | $421/mo | $5,049/yr | New car replacement |
USAACheapest
Monthly
$264/mo
Annual
$3,166/yr
Best for: Military families
Erie Insurance
Monthly
$282/mo
Annual
$3,380/yr
Best for: Rate lock guarantee
GEICO
Monthly
$292/mo
Annual
$3,509/yr
Best for: Clean driving record
Progressive
Monthly
$314/mo
Annual
$3,766/yr
Best for: Telematics savings
State Farm
Monthly
$324/mo
Annual
$3,894/yr
Best for: Good students
Travelers
Monthly
$339/mo
Annual
$4,065/yr
Best for: Multiple discounts
Nationwide
Monthly
$371/mo
Annual
$4,450/yr
Best for: Bundling home + auto
Farmers
Monthly
$385/mo
Annual
$4,621/yr
Best for: Signal telematics
Allstate
Monthly
$399/mo
Annual
$4,792/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$421/mo
Annual
$5,049/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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