Car Insurance with Bad Credit in New Hampshire (2026)
Quick Answer
Bad credit in New Hampshire increases car insurance by 41%, raising full coverage from $1,254/year to $1,768/year.
✓ Updated March 2026✓ Based on state insurance filings
Good Credit
$105/mo
Poor Credit (1.41x)
$147/mo
Best Companies for Bad Credit in New Hampshire
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $109/mo | $1,308/yr | Military families |
| Erie Insurance | $116/mo | $1,397/yr | Rate lock guarantee |
| GEICO | $121/mo | $1,450/yr | Clean driving record |
| Progressive | $130/mo | $1,556/yr | Telematics savings |
| State Farm | $134/mo | $1,609/yr | Good students |
| Travelers | $140/mo | $1,680/yr | Multiple discounts |
| Nationwide | $153/mo | $1,839/yr | Bundling home + auto |
| Farmers | $159/mo | $1,909/yr | Signal telematics |
| Allstate | $165/mo | $1,980/yr | Accident forgiveness |
| Liberty Mutual | $174/mo | $2,086/yr | New car replacement |
USAACheapest
Monthly
$109/mo
Annual
$1,308/yr
Best for: Military families
Erie Insurance
Monthly
$116/mo
Annual
$1,397/yr
Best for: Rate lock guarantee
GEICO
Monthly
$121/mo
Annual
$1,450/yr
Best for: Clean driving record
Progressive
Monthly
$130/mo
Annual
$1,556/yr
Best for: Telematics savings
State Farm
Monthly
$134/mo
Annual
$1,609/yr
Best for: Good students
Travelers
Monthly
$140/mo
Annual
$1,680/yr
Best for: Multiple discounts
Nationwide
Monthly
$153/mo
Annual
$1,839/yr
Best for: Bundling home + auto
Farmers
Monthly
$159/mo
Annual
$1,909/yr
Best for: Signal telematics
Allstate
Monthly
$165/mo
Annual
$1,980/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$174/mo
Annual
$2,086/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
✓ No spam calls · ✓ No personal info sold · ✓ Takes 2 minutes