Car Insurance with Bad Credit in Oklahoma (2026)
Quick Answer
Bad credit in Oklahoma increases car insurance by 61%, raising full coverage from $2,226/year to $3,584/year.
✓ Updated March 2026✓ Based on state insurance filings
Good Credit
$186/mo
Poor Credit (1.61x)
$299/mo
Best Companies for Bad Credit in Oklahoma
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $221/mo | $2,652/yr | Military families |
| Erie Insurance | $236/mo | $2,831/yr | Rate lock guarantee |
| GEICO | $245/mo | $2,939/yr | Clean driving record |
| Progressive | $263/mo | $3,154/yr | Telematics savings |
| State Farm | $272/mo | $3,261/yr | Good students |
| Travelers | $284/mo | $3,405/yr | Multiple discounts |
| Nationwide | $311/mo | $3,727/yr | Bundling home + auto |
| Farmers | $323/mo | $3,871/yr | Signal telematics |
| Allstate | $335/mo | $4,014/yr | Accident forgiveness |
| Liberty Mutual | $352/mo | $4,229/yr | New car replacement |
USAACheapest
Monthly
$221/mo
Annual
$2,652/yr
Best for: Military families
Erie Insurance
Monthly
$236/mo
Annual
$2,831/yr
Best for: Rate lock guarantee
GEICO
Monthly
$245/mo
Annual
$2,939/yr
Best for: Clean driving record
Progressive
Monthly
$263/mo
Annual
$3,154/yr
Best for: Telematics savings
State Farm
Monthly
$272/mo
Annual
$3,261/yr
Best for: Good students
Travelers
Monthly
$284/mo
Annual
$3,405/yr
Best for: Multiple discounts
Nationwide
Monthly
$311/mo
Annual
$3,727/yr
Best for: Bundling home + auto
Farmers
Monthly
$323/mo
Annual
$3,871/yr
Best for: Signal telematics
Allstate
Monthly
$335/mo
Annual
$4,014/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$352/mo
Annual
$4,229/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
✓ No spam calls · ✓ No personal info sold · ✓ Takes 2 minutes