Car Insurance with Bad Credit in South Carolina (2026)
Quick Answer
Bad credit in South Carolina increases car insurance by 59%, raising full coverage from $2,016/year to $3,205/year.
✓ Updated March 2026✓ Based on state insurance filings
Good Credit
$168/mo
Poor Credit (1.59x)
$267/mo
Best Companies for Bad Credit in South Carolina
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $198/mo | $2,372/yr | Military families |
| Erie Insurance | $211/mo | $2,532/yr | Rate lock guarantee |
| GEICO | $219/mo | $2,628/yr | Clean driving record |
| Progressive | $235/mo | $2,820/yr | Telematics savings |
| State Farm | $243/mo | $2,917/yr | Good students |
| Travelers | $254/mo | $3,045/yr | Multiple discounts |
| Nationwide | $278/mo | $3,333/yr | Bundling home + auto |
| Farmers | $288/mo | $3,461/yr | Signal telematics |
| Allstate | $299/mo | $3,590/yr | Accident forgiveness |
| Liberty Mutual | $315/mo | $3,782/yr | New car replacement |
USAACheapest
Monthly
$198/mo
Annual
$2,372/yr
Best for: Military families
Erie Insurance
Monthly
$211/mo
Annual
$2,532/yr
Best for: Rate lock guarantee
GEICO
Monthly
$219/mo
Annual
$2,628/yr
Best for: Clean driving record
Progressive
Monthly
$235/mo
Annual
$2,820/yr
Best for: Telematics savings
State Farm
Monthly
$243/mo
Annual
$2,917/yr
Best for: Good students
Travelers
Monthly
$254/mo
Annual
$3,045/yr
Best for: Multiple discounts
Nationwide
Monthly
$278/mo
Annual
$3,333/yr
Best for: Bundling home + auto
Farmers
Monthly
$288/mo
Annual
$3,461/yr
Best for: Signal telematics
Allstate
Monthly
$299/mo
Annual
$3,590/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$315/mo
Annual
$3,782/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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