Car Insurance with Bad Credit in Vermont (2026)
Quick Answer
Bad credit in Vermont increases car insurance by 37%, raising full coverage from $1,218/year to $1,669/year.
✓ Updated March 2026✓ Based on state insurance filings
Good Credit
$102/mo
Poor Credit (1.37x)
$139/mo
Best Companies for Bad Credit in Vermont
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $103/mo | $1,235/yr | Military families |
| Erie Insurance | $110/mo | $1,319/yr | Rate lock guarantee |
| GEICO | $114/mo | $1,369/yr | Clean driving record |
| Progressive | $122/mo | $1,469/yr | Telematics savings |
| State Farm | $127/mo | $1,519/yr | Good students |
| Travelers | $132/mo | $1,586/yr | Multiple discounts |
| Nationwide | $145/mo | $1,736/yr | Bundling home + auto |
| Farmers | $150/mo | $1,803/yr | Signal telematics |
| Allstate | $156/mo | $1,869/yr | Accident forgiveness |
| Liberty Mutual | $164/mo | $1,969/yr | New car replacement |
USAACheapest
Monthly
$103/mo
Annual
$1,235/yr
Best for: Military families
Erie Insurance
Monthly
$110/mo
Annual
$1,319/yr
Best for: Rate lock guarantee
GEICO
Monthly
$114/mo
Annual
$1,369/yr
Best for: Clean driving record
Progressive
Monthly
$122/mo
Annual
$1,469/yr
Best for: Telematics savings
State Farm
Monthly
$127/mo
Annual
$1,519/yr
Best for: Good students
Travelers
Monthly
$132/mo
Annual
$1,586/yr
Best for: Multiple discounts
Nationwide
Monthly
$145/mo
Annual
$1,736/yr
Best for: Bundling home + auto
Farmers
Monthly
$150/mo
Annual
$1,803/yr
Best for: Signal telematics
Allstate
Monthly
$156/mo
Annual
$1,869/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$164/mo
Annual
$1,969/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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