Car Insurance with Bad Credit in Washington (2026)
Quick Answer
Bad credit in Washington increases car insurance by 53%, raising full coverage from $1,764/year to $2,699/year.
✓ Updated March 2026✓ Based on state insurance filings
Good Credit
$147/mo
Poor Credit (1.53x)
$225/mo
Best Companies for Bad Credit in Washington
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $166/mo | $1,997/yr | Military families |
| Erie Insurance | $178/mo | $2,132/yr | Rate lock guarantee |
| GEICO | $184/mo | $2,213/yr | Clean driving record |
| Progressive | $198/mo | $2,375/yr | Telematics savings |
| State Farm | $205/mo | $2,456/yr | Good students |
| Travelers | $214/mo | $2,564/yr | Multiple discounts |
| Nationwide | $234/mo | $2,807/yr | Bundling home + auto |
| Farmers | $243/mo | $2,915/yr | Signal telematics |
| Allstate | $252/mo | $3,023/yr | Accident forgiveness |
| Liberty Mutual | $265/mo | $3,185/yr | New car replacement |
USAACheapest
Monthly
$166/mo
Annual
$1,997/yr
Best for: Military families
Erie Insurance
Monthly
$178/mo
Annual
$2,132/yr
Best for: Rate lock guarantee
GEICO
Monthly
$184/mo
Annual
$2,213/yr
Best for: Clean driving record
Progressive
Monthly
$198/mo
Annual
$2,375/yr
Best for: Telematics savings
State Farm
Monthly
$205/mo
Annual
$2,456/yr
Best for: Good students
Travelers
Monthly
$214/mo
Annual
$2,564/yr
Best for: Multiple discounts
Nationwide
Monthly
$234/mo
Annual
$2,807/yr
Best for: Bundling home + auto
Farmers
Monthly
$243/mo
Annual
$2,915/yr
Best for: Signal telematics
Allstate
Monthly
$252/mo
Annual
$3,023/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$265/mo
Annual
$3,185/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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