Car Insurance with Bad Credit in Wisconsin (2026)
Quick Answer
Bad credit in Wisconsin increases car insurance by 47%, raising full coverage from $1,494/year to $2,196/year.
✓ Updated March 2026✓ Based on state insurance filings
Good Credit
$125/mo
Poor Credit (1.47x)
$183/mo
Best Companies for Bad Credit in Wisconsin
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $135/mo | $1,625/yr | Military families |
| Erie Insurance | $145/mo | $1,735/yr | Rate lock guarantee |
| GEICO | $150/mo | $1,801/yr | Clean driving record |
| Progressive | $161/mo | $1,932/yr | Telematics savings |
| State Farm | $167/mo | $1,998/yr | Good students |
| Travelers | $174/mo | $2,086/yr | Multiple discounts |
| Nationwide | $190/mo | $2,284/yr | Bundling home + auto |
| Farmers | $198/mo | $2,372/yr | Signal telematics |
| Allstate | $205/mo | $2,460/yr | Accident forgiveness |
| Liberty Mutual | $216/mo | $2,591/yr | New car replacement |
USAACheapest
Monthly
$135/mo
Annual
$1,625/yr
Best for: Military families
Erie Insurance
Monthly
$145/mo
Annual
$1,735/yr
Best for: Rate lock guarantee
GEICO
Monthly
$150/mo
Annual
$1,801/yr
Best for: Clean driving record
Progressive
Monthly
$161/mo
Annual
$1,932/yr
Best for: Telematics savings
State Farm
Monthly
$167/mo
Annual
$1,998/yr
Best for: Good students
Travelers
Monthly
$174/mo
Annual
$2,086/yr
Best for: Multiple discounts
Nationwide
Monthly
$190/mo
Annual
$2,284/yr
Best for: Bundling home + auto
Farmers
Monthly
$198/mo
Annual
$2,372/yr
Best for: Signal telematics
Allstate
Monthly
$205/mo
Annual
$2,460/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$216/mo
Annual
$2,591/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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