Car Insurance After a DUI in Wyoming: Cheapest Companies & Rates (2026)
Quick Answer
A DUI in Wyoming increases car insurance rates by an average of 66%, raising a typical full coverage policy from $1,542/year to $2,560/year. That's an increase of $1,018/year ($85/month). Rates typically return to normal after 3-7 years.
✓ Updated March 2026✓ Based on state insurance filings
DUI Rate Impact in Wyoming
Before DUI
$129/mo
$1,542/year full coverage
After DUI (+66%)
$213/mo
$2,560/year full coverage
Cheapest Companies After DUI in Wyoming
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $158/mo | $1,894/yr | Military families |
| Erie Insurance | $169/mo | $2,022/yr | Rate lock guarantee |
| GEICO | $175/mo | $2,099/yr | Clean driving record |
| Progressive | $188/mo | $2,253/yr | Telematics savings |
| State Farm | $194/mo | $2,330/yr | Good students |
| Travelers | $203/mo | $2,432/yr | Multiple discounts |
| Nationwide | $222/mo | $2,662/yr | Bundling home + auto |
| Farmers | $230/mo | $2,765/yr | Signal telematics |
| Allstate | $239/mo | $2,867/yr | Accident forgiveness |
| Liberty Mutual | $252/mo | $3,021/yr | New car replacement |
USAACheapest
Monthly
$158/mo
Annual
$1,894/yr
Best for: Military families
Erie Insurance
Monthly
$169/mo
Annual
$2,022/yr
Best for: Rate lock guarantee
GEICO
Monthly
$175/mo
Annual
$2,099/yr
Best for: Clean driving record
Progressive
Monthly
$188/mo
Annual
$2,253/yr
Best for: Telematics savings
State Farm
Monthly
$194/mo
Annual
$2,330/yr
Best for: Good students
Travelers
Monthly
$203/mo
Annual
$2,432/yr
Best for: Multiple discounts
Nationwide
Monthly
$222/mo
Annual
$2,662/yr
Best for: Bundling home + auto
Farmers
Monthly
$230/mo
Annual
$2,765/yr
Best for: Signal telematics
Allstate
Monthly
$239/mo
Annual
$2,867/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$252/mo
Annual
$3,021/yr
Best for: New car replacement
Rates based on a 30-year-old driver with one DUI conviction, Wyoming, full coverage. Updated March 2026.
These are estimates based on state averages. Your exact rate depends on your specific profile.
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DUI Legal Consequences in Wyoming
- License suspension for 90 days to 1 year (first offense)
- Fines ranging from $500 to $5,000+
- Mandatory alcohol education or treatment program
- Possible ignition interlock device requirement
- SR-22 insurance filing required for 3 years
- Potential jail time (varies by BAC level and prior offenses)
SR-22 Insurance in Wyoming
An SR-22 is a certificate of financial responsibility that your insurer files with the state. It's not a type of insurance — it's proof that you carry at least the state minimum coverage.
- Filing fee: $15-50 (one-time)
- Duration: 3 years in Wyoming
- Lapsing your SR-22 triggers immediate license suspension
- Not all insurers offer SR-22 — Progressive, GEICO, and State Farm do
When Do Rates Return to Normal?
| Years After DUI | Estimated Monthly Rate | vs. Clean Record |
|---|---|---|
| Year 0 | $213/mo | +66% |
| Year 1 | $205/mo | +59% |
| Year 2 | $192/mo | +50% |
| Year 3 | $171/mo | +33% |
| Year 5 | $145/mo | +13% |
| Year 7 | $129/mo | Normal |