Auto Loan Rates by Credit Score
Your credit score is the biggest factor in your auto loan rate. Select your credit range to see expected APR rates and best lenders in your state.
500 Credit Score
300-579 (Poor)
Expected APR: 12-18%
600 Credit Score
580-619 (Fair)
Expected APR: 8-14%
650 Credit Score
620-659 (Fair)
Expected APR: 6-11%
700 Credit Score
660-719 (Good)
Expected APR: 4-7%
750 Credit Score
720-779 (Excellent)
Expected APR: 3-5%
800 Credit Score
780+ (Exceptional)
Expected APR: 2-4%