Ford Explorer Insurance in Delaware (2026)
Quick Answer
Full coverage for a 2024 Ford Explorer in Delaware costs $197/month ($2,359/year). Safety rating: 4/5. Theft risk: medium.
✓ Updated March 2026✓ Based on state insurance filings
Ford Explorer Rates by Company in Delaware
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $145/mo | $1,746/yr | Military families |
| Erie Insurance | $155/mo | $1,864/yr | Rate lock guarantee |
| GEICO | $161/mo | $1,934/yr | Clean driving record |
| Progressive | $173/mo | $2,076/yr | Telematics savings |
| State Farm | $179/mo | $2,147/yr | Good students |
| Travelers | $187/mo | $2,241/yr | Multiple discounts |
| Nationwide | $204/mo | $2,453/yr | Bundling home + auto |
| Farmers | $212/mo | $2,548/yr | Signal telematics |
| Allstate | $220/mo | $2,642/yr | Accident forgiveness |
| Liberty Mutual | $232/mo | $2,784/yr | New car replacement |
USAACheapest
Monthly
$145/mo
Annual
$1,746/yr
Best for: Military families
Erie Insurance
Monthly
$155/mo
Annual
$1,864/yr
Best for: Rate lock guarantee
GEICO
Monthly
$161/mo
Annual
$1,934/yr
Best for: Clean driving record
Progressive
Monthly
$173/mo
Annual
$2,076/yr
Best for: Telematics savings
State Farm
Monthly
$179/mo
Annual
$2,147/yr
Best for: Good students
Travelers
Monthly
$187/mo
Annual
$2,241/yr
Best for: Multiple discounts
Nationwide
Monthly
$204/mo
Annual
$2,453/yr
Best for: Bundling home + auto
Farmers
Monthly
$212/mo
Annual
$2,548/yr
Best for: Signal telematics
Allstate
Monthly
$220/mo
Annual
$2,642/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$232/mo
Annual
$2,784/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Ford Explorer Insurance by Age in Delaware
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $695/mo | $8,343/yr |
| 19 years old | $420/mo | $5,045/yr |
| 21 years old | $335/mo | $4,019/yr |
| 25 years old | $220/mo | $2,643/yr |
| 30 years old | $182/mo | $2,184/yr |
| 40 years old | $171/mo | $2,053/yr |
| 50 years old | $166/mo | $1,987/yr |
| 65 years old | $180/mo | $2,162/yr |