Ford Explorer Insurance in Indiana (2026)
Quick Answer
Full coverage for a 2024 Ford Explorer in Indiana costs $144/month ($1,724/year). Safety rating: 4/5. Theft risk: medium.
✓ Updated March 2026✓ Based on state insurance filings
Ford Explorer Rates by Company in Indiana
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $106/mo | $1,276/yr | Military families |
| Erie Insurance | $113/mo | $1,362/yr | Rate lock guarantee |
| GEICO | $118/mo | $1,414/yr | Clean driving record |
| Progressive | $126/mo | $1,517/yr | Telematics savings |
| State Farm | $131/mo | $1,569/yr | Good students |
| Travelers | $136/mo | $1,638/yr | Multiple discounts |
| Nationwide | $149/mo | $1,793/yr | Bundling home + auto |
| Farmers | $155/mo | $1,862/yr | Signal telematics |
| Allstate | $161/mo | $1,931/yr | Accident forgiveness |
| Liberty Mutual | $170/mo | $2,034/yr | New car replacement |
USAACheapest
Monthly
$106/mo
Annual
$1,276/yr
Best for: Military families
Erie Insurance
Monthly
$113/mo
Annual
$1,362/yr
Best for: Rate lock guarantee
GEICO
Monthly
$118/mo
Annual
$1,414/yr
Best for: Clean driving record
Progressive
Monthly
$126/mo
Annual
$1,517/yr
Best for: Telematics savings
State Farm
Monthly
$131/mo
Annual
$1,569/yr
Best for: Good students
Travelers
Monthly
$136/mo
Annual
$1,638/yr
Best for: Multiple discounts
Nationwide
Monthly
$149/mo
Annual
$1,793/yr
Best for: Bundling home + auto
Farmers
Monthly
$155/mo
Annual
$1,862/yr
Best for: Signal telematics
Allstate
Monthly
$161/mo
Annual
$1,931/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$170/mo
Annual
$2,034/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Ford Explorer Insurance by Age in Indiana
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $508/mo | $6,097/yr |
| 19 years old | $307/mo | $3,687/yr |
| 21 years old | $245/mo | $2,937/yr |
| 25 years old | $161/mo | $1,931/yr |
| 30 years old | $133/mo | $1,596/yr |
| 40 years old | $125/mo | $1,500/yr |
| 50 years old | $121/mo | $1,452/yr |
| 65 years old | $132/mo | $1,580/yr |