Ford Explorer Insurance in Maryland (2026)
Quick Answer
Full coverage for a 2024 Ford Explorer in Maryland costs $189/month ($2,262/year). Safety rating: 4/5. Theft risk: medium.
✓ Updated March 2026✓ Based on state insurance filings
Ford Explorer Rates by Company in Maryland
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $139/mo | $1,674/yr | Military families |
| Erie Insurance | $149/mo | $1,787/yr | Rate lock guarantee |
| GEICO | $155/mo | $1,855/yr | Clean driving record |
| Progressive | $166/mo | $1,991/yr | Telematics savings |
| State Farm | $172/mo | $2,058/yr | Good students |
| Travelers | $179/mo | $2,149/yr | Multiple discounts |
| Nationwide | $196/mo | $2,352/yr | Bundling home + auto |
| Farmers | $204/mo | $2,443/yr | Signal telematics |
| Allstate | $211/mo | $2,533/yr | Accident forgiveness |
| Liberty Mutual | $222/mo | $2,669/yr | New car replacement |
USAACheapest
Monthly
$139/mo
Annual
$1,674/yr
Best for: Military families
Erie Insurance
Monthly
$149/mo
Annual
$1,787/yr
Best for: Rate lock guarantee
GEICO
Monthly
$155/mo
Annual
$1,855/yr
Best for: Clean driving record
Progressive
Monthly
$166/mo
Annual
$1,991/yr
Best for: Telematics savings
State Farm
Monthly
$172/mo
Annual
$2,058/yr
Best for: Good students
Travelers
Monthly
$179/mo
Annual
$2,149/yr
Best for: Multiple discounts
Nationwide
Monthly
$196/mo
Annual
$2,352/yr
Best for: Bundling home + auto
Farmers
Monthly
$204/mo
Annual
$2,443/yr
Best for: Signal telematics
Allstate
Monthly
$211/mo
Annual
$2,533/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$222/mo
Annual
$2,669/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Ford Explorer Insurance by Age in Maryland
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $667/mo | $7,999/yr |
| 19 years old | $403/mo | $4,837/yr |
| 21 years old | $321/mo | $3,853/yr |
| 25 years old | $211/mo | $2,534/yr |
| 30 years old | $175/mo | $2,094/yr |
| 40 years old | $164/mo | $1,968/yr |
| 50 years old | $159/mo | $1,906/yr |
| 65 years old | $173/mo | $2,073/yr |