Ford Explorer Insurance in Ohio (2026)
Quick Answer
Full coverage for a 2024 Ford Explorer in Ohio costs $122/month ($1,464/year). Safety rating: 4/5. Theft risk: medium.
✓ Updated March 2026✓ Based on state insurance filings
Ford Explorer Rates by Company in Ohio
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $90/mo | $1,083/yr | Military families |
| Erie Insurance | $96/mo | $1,157/yr | Rate lock guarantee |
| GEICO | $100/mo | $1,200/yr | Clean driving record |
| Progressive | $107/mo | $1,288/yr | Telematics savings |
| State Farm | $111/mo | $1,332/yr | Good students |
| Travelers | $116/mo | $1,391/yr | Multiple discounts |
| Nationwide | $127/mo | $1,523/yr | Bundling home + auto |
| Farmers | $132/mo | $1,581/yr | Signal telematics |
| Allstate | $137/mo | $1,640/yr | Accident forgiveness |
| Liberty Mutual | $144/mo | $1,728/yr | New car replacement |
USAACheapest
Monthly
$90/mo
Annual
$1,083/yr
Best for: Military families
Erie Insurance
Monthly
$96/mo
Annual
$1,157/yr
Best for: Rate lock guarantee
GEICO
Monthly
$100/mo
Annual
$1,200/yr
Best for: Clean driving record
Progressive
Monthly
$107/mo
Annual
$1,288/yr
Best for: Telematics savings
State Farm
Monthly
$111/mo
Annual
$1,332/yr
Best for: Good students
Travelers
Monthly
$116/mo
Annual
$1,391/yr
Best for: Multiple discounts
Nationwide
Monthly
$127/mo
Annual
$1,523/yr
Best for: Bundling home + auto
Farmers
Monthly
$132/mo
Annual
$1,581/yr
Best for: Signal telematics
Allstate
Monthly
$137/mo
Annual
$1,640/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$144/mo
Annual
$1,728/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Ford Explorer Insurance by Age in Ohio
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $432/mo | $5,180/yr |
| 19 years old | $261/mo | $3,132/yr |
| 21 years old | $208/mo | $2,495/yr |
| 25 years old | $137/mo | $1,641/yr |
| 30 years old | $113/mo | $1,356/yr |
| 40 years old | $106/mo | $1,275/yr |
| 50 years old | $103/mo | $1,234/yr |
| 65 years old | $112/mo | $1,342/yr |