Ford Explorer Insurance in Vermont (2026)
Quick Answer
Full coverage for a 2024 Ford Explorer in Vermont costs $110/month ($1,315/year). Safety rating: 4/5. Theft risk: medium.
✓ Updated March 2026✓ Based on state insurance filings
Ford Explorer Rates by Company in Vermont
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $81/mo | $973/yr | Military families |
| Erie Insurance | $87/mo | $1,039/yr | Rate lock guarantee |
| GEICO | $90/mo | $1,078/yr | Clean driving record |
| Progressive | $96/mo | $1,157/yr | Telematics savings |
| State Farm | $100/mo | $1,197/yr | Good students |
| Travelers | $104/mo | $1,249/yr | Multiple discounts |
| Nationwide | $114/mo | $1,368/yr | Bundling home + auto |
| Farmers | $118/mo | $1,420/yr | Signal telematics |
| Allstate | $123/mo | $1,473/yr | Accident forgiveness |
| Liberty Mutual | $129/mo | $1,552/yr | New car replacement |
USAACheapest
Monthly
$81/mo
Annual
$973/yr
Best for: Military families
Erie Insurance
Monthly
$87/mo
Annual
$1,039/yr
Best for: Rate lock guarantee
GEICO
Monthly
$90/mo
Annual
$1,078/yr
Best for: Clean driving record
Progressive
Monthly
$96/mo
Annual
$1,157/yr
Best for: Telematics savings
State Farm
Monthly
$100/mo
Annual
$1,197/yr
Best for: Good students
Travelers
Monthly
$104/mo
Annual
$1,249/yr
Best for: Multiple discounts
Nationwide
Monthly
$114/mo
Annual
$1,368/yr
Best for: Bundling home + auto
Farmers
Monthly
$118/mo
Annual
$1,420/yr
Best for: Signal telematics
Allstate
Monthly
$123/mo
Annual
$1,473/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$129/mo
Annual
$1,552/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Ford Explorer Insurance by Age in Vermont
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $388/mo | $4,653/yr |
| 19 years old | $235/mo | $2,814/yr |
| 21 years old | $187/mo | $2,241/yr |
| 25 years old | $123/mo | $1,474/yr |
| 30 years old | $102/mo | $1,218/yr |
| 40 years old | $95/mo | $1,145/yr |
| 50 years old | $92/mo | $1,108/yr |
| 65 years old | $101/mo | $1,206/yr |