Ford Explorer Insurance in Wisconsin (2026)
Quick Answer
Full coverage for a 2024 Ford Explorer in Wisconsin costs $135/month ($1,614/year). Safety rating: 4/5. Theft risk: medium.
✓ Updated March 2026✓ Based on state insurance filings
Ford Explorer Rates by Company in Wisconsin
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $100/mo | $1,194/yr | Military families |
| Erie Insurance | $106/mo | $1,275/yr | Rate lock guarantee |
| GEICO | $110/mo | $1,323/yr | Clean driving record |
| Progressive | $118/mo | $1,420/yr | Telematics savings |
| State Farm | $122/mo | $1,469/yr | Good students |
| Travelers | $128/mo | $1,533/yr | Multiple discounts |
| Nationwide | $140/mo | $1,679/yr | Bundling home + auto |
| Farmers | $145/mo | $1,743/yr | Signal telematics |
| Allstate | $151/mo | $1,808/yr | Accident forgiveness |
| Liberty Mutual | $159/mo | $1,905/yr | New car replacement |
USAACheapest
Monthly
$100/mo
Annual
$1,194/yr
Best for: Military families
Erie Insurance
Monthly
$106/mo
Annual
$1,275/yr
Best for: Rate lock guarantee
GEICO
Monthly
$110/mo
Annual
$1,323/yr
Best for: Clean driving record
Progressive
Monthly
$118/mo
Annual
$1,420/yr
Best for: Telematics savings
State Farm
Monthly
$122/mo
Annual
$1,469/yr
Best for: Good students
Travelers
Monthly
$128/mo
Annual
$1,533/yr
Best for: Multiple discounts
Nationwide
Monthly
$140/mo
Annual
$1,679/yr
Best for: Bundling home + auto
Farmers
Monthly
$145/mo
Annual
$1,743/yr
Best for: Signal telematics
Allstate
Monthly
$151/mo
Annual
$1,808/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$159/mo
Annual
$1,905/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Ford Explorer Insurance by Age in Wisconsin
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $476/mo | $5,707/yr |
| 19 years old | $288/mo | $3,451/yr |
| 21 years old | $229/mo | $2,749/yr |
| 25 years old | $151/mo | $1,808/yr |
| 30 years old | $125/mo | $1,494/yr |
| 40 years old | $117/mo | $1,404/yr |
| 50 years old | $113/mo | $1,360/yr |
| 65 years old | $123/mo | $1,479/yr |