Ford Mustang Insurance in Florida (2026)
Quick Answer
Full coverage for a 2024 Ford Mustang in Florida costs $504/month ($6,043/year). Safety rating: 4/5. Theft risk: high.
✓ Updated March 2026✓ Based on state insurance filings
Ford Mustang Rates by Company in Florida
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $373/mo | $4,472/yr | Military families |
| Erie Insurance | $398/mo | $4,774/yr | Rate lock guarantee |
| GEICO | $413/mo | $4,955/yr | Clean driving record |
| Progressive | $443/mo | $5,318/yr | Telematics savings |
| State Farm | $458/mo | $5,499/yr | Good students |
| Travelers | $478/mo | $5,741/yr | Multiple discounts |
| Nationwide | $524/mo | $6,285/yr | Bundling home + auto |
| Farmers | $544/mo | $6,526/yr | Signal telematics |
| Allstate | $564/mo | $6,768/yr | Accident forgiveness |
| Liberty Mutual | $594/mo | $7,131/yr | New car replacement |
USAACheapest
Monthly
$373/mo
Annual
$4,472/yr
Best for: Military families
Erie Insurance
Monthly
$398/mo
Annual
$4,774/yr
Best for: Rate lock guarantee
GEICO
Monthly
$413/mo
Annual
$4,955/yr
Best for: Clean driving record
Progressive
Monthly
$443/mo
Annual
$5,318/yr
Best for: Telematics savings
State Farm
Monthly
$458/mo
Annual
$5,499/yr
Best for: Good students
Travelers
Monthly
$478/mo
Annual
$5,741/yr
Best for: Multiple discounts
Nationwide
Monthly
$524/mo
Annual
$6,285/yr
Best for: Bundling home + auto
Farmers
Monthly
$544/mo
Annual
$6,526/yr
Best for: Signal telematics
Allstate
Monthly
$564/mo
Annual
$6,768/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$594/mo
Annual
$7,131/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
✓ No spam calls · ✓ No personal info sold · ✓ Takes 2 minutes
Ford Mustang Insurance by Age in Florida
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $1,256/mo | $15,070/yr |
| 19 years old | $759/mo | $9,113/yr |
| 21 years old | $605/mo | $7,259/yr |
| 25 years old | $398/mo | $4,773/yr |
| 30 years old | $329/mo | $3,945/yr |
| 40 years old | $309/mo | $3,708/yr |
| 50 years old | $299/mo | $3,590/yr |
| 65 years old | $326/mo | $3,906/yr |