Ford Mustang Insurance in Illinois (2026)
Quick Answer
Full coverage for a 2024 Ford Mustang in Illinois costs $238/month ($2,858/year). Safety rating: 4/5. Theft risk: high.
✓ Updated March 2026✓ Based on state insurance filings
Ford Mustang Rates by Company in Illinois
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $176/mo | $2,115/yr | Military families |
| Erie Insurance | $188/mo | $2,258/yr | Rate lock guarantee |
| GEICO | $195/mo | $2,344/yr | Clean driving record |
| Progressive | $210/mo | $2,515/yr | Telematics savings |
| State Farm | $217/mo | $2,601/yr | Good students |
| Travelers | $226/mo | $2,715/yr | Multiple discounts |
| Nationwide | $248/mo | $2,972/yr | Bundling home + auto |
| Farmers | $257/mo | $3,087/yr | Signal telematics |
| Allstate | $267/mo | $3,201/yr | Accident forgiveness |
| Liberty Mutual | $281/mo | $3,372/yr | New car replacement |
USAACheapest
Monthly
$176/mo
Annual
$2,115/yr
Best for: Military families
Erie Insurance
Monthly
$188/mo
Annual
$2,258/yr
Best for: Rate lock guarantee
GEICO
Monthly
$195/mo
Annual
$2,344/yr
Best for: Clean driving record
Progressive
Monthly
$210/mo
Annual
$2,515/yr
Best for: Telematics savings
State Farm
Monthly
$217/mo
Annual
$2,601/yr
Best for: Good students
Travelers
Monthly
$226/mo
Annual
$2,715/yr
Best for: Multiple discounts
Nationwide
Monthly
$248/mo
Annual
$2,972/yr
Best for: Bundling home + auto
Farmers
Monthly
$257/mo
Annual
$3,087/yr
Best for: Signal telematics
Allstate
Monthly
$267/mo
Annual
$3,201/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$281/mo
Annual
$3,372/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
✓ No spam calls · ✓ No personal info sold · ✓ Takes 2 minutes
Ford Mustang Insurance by Age in Illinois
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $594/mo | $7,128/yr |
| 19 years old | $359/mo | $4,310/yr |
| 21 years old | $286/mo | $3,433/yr |
| 25 years old | $188/mo | $2,258/yr |
| 30 years old | $156/mo | $1,866/yr |
| 40 years old | $146/mo | $1,754/yr |
| 50 years old | $142/mo | $1,698/yr |
| 65 years old | $154/mo | $1,847/yr |