Ford Mustang Insurance in Kentucky (2026)
Quick Answer
Full coverage for a 2024 Ford Mustang in Kentucky costs $320/month ($3,842/year). Safety rating: 4/5. Theft risk: high.
✓ Updated March 2026✓ Based on state insurance filings
Ford Mustang Rates by Company in Kentucky
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $237/mo | $2,843/yr | Military families |
| Erie Insurance | $253/mo | $3,035/yr | Rate lock guarantee |
| GEICO | $263/mo | $3,150/yr | Clean driving record |
| Progressive | $282/mo | $3,381/yr | Telematics savings |
| State Farm | $291/mo | $3,496/yr | Good students |
| Travelers | $304/mo | $3,650/yr | Multiple discounts |
| Nationwide | $333/mo | $3,996/yr | Bundling home + auto |
| Farmers | $346/mo | $4,149/yr | Signal telematics |
| Allstate | $359/mo | $4,303/yr | Accident forgiveness |
| Liberty Mutual | $378/mo | $4,534/yr | New car replacement |
USAACheapest
Monthly
$237/mo
Annual
$2,843/yr
Best for: Military families
Erie Insurance
Monthly
$253/mo
Annual
$3,035/yr
Best for: Rate lock guarantee
GEICO
Monthly
$263/mo
Annual
$3,150/yr
Best for: Clean driving record
Progressive
Monthly
$282/mo
Annual
$3,381/yr
Best for: Telematics savings
State Farm
Monthly
$291/mo
Annual
$3,496/yr
Best for: Good students
Travelers
Monthly
$304/mo
Annual
$3,650/yr
Best for: Multiple discounts
Nationwide
Monthly
$333/mo
Annual
$3,996/yr
Best for: Bundling home + auto
Farmers
Monthly
$346/mo
Annual
$4,149/yr
Best for: Signal telematics
Allstate
Monthly
$359/mo
Annual
$4,303/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$378/mo
Annual
$4,534/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Ford Mustang Insurance by Age in Kentucky
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $798/mo | $9,581/yr |
| 19 years old | $483/mo | $5,793/yr |
| 21 years old | $385/mo | $4,615/yr |
| 25 years old | $253/mo | $3,035/yr |
| 30 years old | $209/mo | $2,508/yr |
| 40 years old | $197/mo | $2,358/yr |
| 50 years old | $190/mo | $2,282/yr |
| 65 years old | $207/mo | $2,483/yr |