Ford Mustang Insurance in Michigan (2026)
Quick Answer
Full coverage for a 2024 Ford Mustang in Michigan costs $374/month ($4,485/year). Safety rating: 4/5. Theft risk: high.
✓ Updated March 2026✓ Based on state insurance filings
Ford Mustang Rates by Company in Michigan
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $277/mo | $3,319/yr | Military families |
| Erie Insurance | $295/mo | $3,543/yr | Rate lock guarantee |
| GEICO | $306/mo | $3,678/yr | Clean driving record |
| Progressive | $329/mo | $3,947/yr | Telematics savings |
| State Farm | $340/mo | $4,081/yr | Good students |
| Travelers | $355/mo | $4,261/yr | Multiple discounts |
| Nationwide | $389/mo | $4,664/yr | Bundling home + auto |
| Farmers | $404/mo | $4,844/yr | Signal telematics |
| Allstate | $419/mo | $5,023/yr | Accident forgiveness |
| Liberty Mutual | $441/mo | $5,292/yr | New car replacement |
USAACheapest
Monthly
$277/mo
Annual
$3,319/yr
Best for: Military families
Erie Insurance
Monthly
$295/mo
Annual
$3,543/yr
Best for: Rate lock guarantee
GEICO
Monthly
$306/mo
Annual
$3,678/yr
Best for: Clean driving record
Progressive
Monthly
$329/mo
Annual
$3,947/yr
Best for: Telematics savings
State Farm
Monthly
$340/mo
Annual
$4,081/yr
Best for: Good students
Travelers
Monthly
$355/mo
Annual
$4,261/yr
Best for: Multiple discounts
Nationwide
Monthly
$389/mo
Annual
$4,664/yr
Best for: Bundling home + auto
Farmers
Monthly
$404/mo
Annual
$4,844/yr
Best for: Signal telematics
Allstate
Monthly
$419/mo
Annual
$5,023/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$441/mo
Annual
$5,292/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Ford Mustang Insurance by Age in Michigan
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $932/mo | $11,185/yr |
| 19 years old | $564/mo | $6,764/yr |
| 21 years old | $449/mo | $5,388/yr |
| 25 years old | $295/mo | $3,543/yr |
| 30 years old | $244/mo | $2,928/yr |
| 40 years old | $229/mo | $2,752/yr |
| 50 years old | $222/mo | $2,664/yr |
| 65 years old | $242/mo | $2,899/yr |