Ford Mustang Insurance in New Jersey (2026)
Quick Answer
Full coverage for a 2024 Ford Mustang in New Jersey costs $386/month ($4,632/year). Safety rating: 4/5. Theft risk: high.
✓ Updated March 2026✓ Based on state insurance filings
Ford Mustang Rates by Company in New Jersey
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $286/mo | $3,428/yr | Military families |
| Erie Insurance | $305/mo | $3,659/yr | Rate lock guarantee |
| GEICO | $317/mo | $3,798/yr | Clean driving record |
| Progressive | $340/mo | $4,076/yr | Telematics savings |
| State Farm | $351/mo | $4,215/yr | Good students |
| Travelers | $367/mo | $4,400/yr | Multiple discounts |
| Nationwide | $401/mo | $4,817/yr | Bundling home + auto |
| Farmers | $417/mo | $5,003/yr | Signal telematics |
| Allstate | $432/mo | $5,188/yr | Accident forgiveness |
| Liberty Mutual | $455/mo | $5,466/yr | New car replacement |
USAACheapest
Monthly
$286/mo
Annual
$3,428/yr
Best for: Military families
Erie Insurance
Monthly
$305/mo
Annual
$3,659/yr
Best for: Rate lock guarantee
GEICO
Monthly
$317/mo
Annual
$3,798/yr
Best for: Clean driving record
Progressive
Monthly
$340/mo
Annual
$4,076/yr
Best for: Telematics savings
State Farm
Monthly
$351/mo
Annual
$4,215/yr
Best for: Good students
Travelers
Monthly
$367/mo
Annual
$4,400/yr
Best for: Multiple discounts
Nationwide
Monthly
$401/mo
Annual
$4,817/yr
Best for: Bundling home + auto
Farmers
Monthly
$417/mo
Annual
$5,003/yr
Best for: Signal telematics
Allstate
Monthly
$432/mo
Annual
$5,188/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$455/mo
Annual
$5,466/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Ford Mustang Insurance by Age in New Jersey
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $963/mo | $11,552/yr |
| 19 years old | $582/mo | $6,985/yr |
| 21 years old | $464/mo | $5,564/yr |
| 25 years old | $305/mo | $3,659/yr |
| 30 years old | $252/mo | $3,024/yr |
| 40 years old | $237/mo | $2,843/yr |
| 50 years old | $229/mo | $2,752/yr |
| 65 years old | $250/mo | $2,994/yr |