Ford Mustang Insurance in New York (2026)
Quick Answer
Full coverage for a 2024 Ford Mustang in New York costs $490/month ($5,882/year). Safety rating: 4/5. Theft risk: high.
✓ Updated March 2026✓ Based on state insurance filings
Ford Mustang Rates by Company in New York
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $363/mo | $4,353/yr | Military families |
| Erie Insurance | $387/mo | $4,647/yr | Rate lock guarantee |
| GEICO | $402/mo | $4,823/yr | Clean driving record |
| Progressive | $431/mo | $5,176/yr | Telematics savings |
| State Farm | $446/mo | $5,353/yr | Good students |
| Travelers | $466/mo | $5,588/yr | Multiple discounts |
| Nationwide | $510/mo | $6,117/yr | Bundling home + auto |
| Farmers | $529/mo | $6,353/yr | Signal telematics |
| Allstate | $549/mo | $6,588/yr | Accident forgiveness |
| Liberty Mutual | $578/mo | $6,941/yr | New car replacement |
USAACheapest
Monthly
$363/mo
Annual
$4,353/yr
Best for: Military families
Erie Insurance
Monthly
$387/mo
Annual
$4,647/yr
Best for: Rate lock guarantee
GEICO
Monthly
$402/mo
Annual
$4,823/yr
Best for: Clean driving record
Progressive
Monthly
$431/mo
Annual
$5,176/yr
Best for: Telematics savings
State Farm
Monthly
$446/mo
Annual
$5,353/yr
Best for: Good students
Travelers
Monthly
$466/mo
Annual
$5,588/yr
Best for: Multiple discounts
Nationwide
Monthly
$510/mo
Annual
$6,117/yr
Best for: Bundling home + auto
Farmers
Monthly
$529/mo
Annual
$6,353/yr
Best for: Signal telematics
Allstate
Monthly
$549/mo
Annual
$6,588/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$578/mo
Annual
$6,941/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Ford Mustang Insurance by Age in New York
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $1,222/mo | $14,669/yr |
| 19 years old | $739/mo | $8,870/yr |
| 21 years old | $589/mo | $7,066/yr |
| 25 years old | $387/mo | $4,646/yr |
| 30 years old | $320/mo | $3,840/yr |
| 40 years old | $301/mo | $3,610/yr |
| 50 years old | $291/mo | $3,494/yr |
| 65 years old | $317/mo | $3,802/yr |