Ford Mustang Insurance in North Carolina (2026)
Quick Answer
Full coverage for a 2024 Ford Mustang in North Carolina costs $182/month ($2,187/year). Safety rating: 4/5. Theft risk: high.
✓ Updated March 2026✓ Based on state insurance filings
Ford Mustang Rates by Company in North Carolina
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $135/mo | $1,618/yr | Military families |
| Erie Insurance | $144/mo | $1,728/yr | Rate lock guarantee |
| GEICO | $149/mo | $1,793/yr | Clean driving record |
| Progressive | $160/mo | $1,925/yr | Telematics savings |
| State Farm | $166/mo | $1,990/yr | Good students |
| Travelers | $173/mo | $2,078/yr | Multiple discounts |
| Nationwide | $190/mo | $2,274/yr | Bundling home + auto |
| Farmers | $197/mo | $2,362/yr | Signal telematics |
| Allstate | $204/mo | $2,449/yr | Accident forgiveness |
| Liberty Mutual | $215/mo | $2,581/yr | New car replacement |
USAACheapest
Monthly
$135/mo
Annual
$1,618/yr
Best for: Military families
Erie Insurance
Monthly
$144/mo
Annual
$1,728/yr
Best for: Rate lock guarantee
GEICO
Monthly
$149/mo
Annual
$1,793/yr
Best for: Clean driving record
Progressive
Monthly
$160/mo
Annual
$1,925/yr
Best for: Telematics savings
State Farm
Monthly
$166/mo
Annual
$1,990/yr
Best for: Good students
Travelers
Monthly
$173/mo
Annual
$2,078/yr
Best for: Multiple discounts
Nationwide
Monthly
$190/mo
Annual
$2,274/yr
Best for: Bundling home + auto
Farmers
Monthly
$197/mo
Annual
$2,362/yr
Best for: Signal telematics
Allstate
Monthly
$204/mo
Annual
$2,449/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$215/mo
Annual
$2,581/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Ford Mustang Insurance by Age in North Carolina
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $455/mo | $5,455/yr |
| 19 years old | $275/mo | $3,299/yr |
| 21 years old | $219/mo | $2,628/yr |
| 25 years old | $144/mo | $1,728/yr |
| 30 years old | $119/mo | $1,428/yr |
| 40 years old | $112/mo | $1,342/yr |
| 50 years old | $108/mo | $1,299/yr |
| 65 years old | $118/mo | $1,414/yr |