Ford Mustang Insurance in Rhode Island (2026)
Quick Answer
Full coverage for a 2024 Ford Mustang in Rhode Island costs $296/month ($3,557/year). Safety rating: 4/5. Theft risk: high.
✓ Updated March 2026✓ Based on state insurance filings
Ford Mustang Rates by Company in Rhode Island
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $219/mo | $2,632/yr | Military families |
| Erie Insurance | $234/mo | $2,810/yr | Rate lock guarantee |
| GEICO | $243/mo | $2,917/yr | Clean driving record |
| Progressive | $261/mo | $3,130/yr | Telematics savings |
| State Farm | $270/mo | $3,237/yr | Good students |
| Travelers | $282/mo | $3,379/yr | Multiple discounts |
| Nationwide | $308/mo | $3,699/yr | Bundling home + auto |
| Farmers | $320/mo | $3,842/yr | Signal telematics |
| Allstate | $332/mo | $3,984/yr | Accident forgiveness |
| Liberty Mutual | $350/mo | $4,197/yr | New car replacement |
USAACheapest
Monthly
$219/mo
Annual
$2,632/yr
Best for: Military families
Erie Insurance
Monthly
$234/mo
Annual
$2,810/yr
Best for: Rate lock guarantee
GEICO
Monthly
$243/mo
Annual
$2,917/yr
Best for: Clean driving record
Progressive
Monthly
$261/mo
Annual
$3,130/yr
Best for: Telematics savings
State Farm
Monthly
$270/mo
Annual
$3,237/yr
Best for: Good students
Travelers
Monthly
$282/mo
Annual
$3,379/yr
Best for: Multiple discounts
Nationwide
Monthly
$308/mo
Annual
$3,699/yr
Best for: Bundling home + auto
Farmers
Monthly
$320/mo
Annual
$3,842/yr
Best for: Signal telematics
Allstate
Monthly
$332/mo
Annual
$3,984/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$350/mo
Annual
$4,197/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Ford Mustang Insurance by Age in Rhode Island
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $739/mo | $8,870/yr |
| 19 years old | $447/mo | $5,364/yr |
| 21 years old | $356/mo | $4,272/yr |
| 25 years old | $234/mo | $2,810/yr |
| 30 years old | $194/mo | $2,322/yr |
| 40 years old | $182/mo | $2,183/yr |
| 50 years old | $176/mo | $2,113/yr |
| 65 years old | $192/mo | $2,299/yr |