Ford Mustang Insurance in Texas (2026)
Quick Answer
Full coverage for a 2024 Ford Mustang in Texas costs $309/month ($3,713/year). Safety rating: 4/5. Theft risk: high.
✓ Updated March 2026✓ Based on state insurance filings
Ford Mustang Rates by Company in Texas
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $229/mo | $2,748/yr | Military families |
| Erie Insurance | $244/mo | $2,933/yr | Rate lock guarantee |
| GEICO | $254/mo | $3,045/yr | Clean driving record |
| Progressive | $272/mo | $3,267/yr | Telematics savings |
| State Farm | $282/mo | $3,379/yr | Good students |
| Travelers | $294/mo | $3,527/yr | Multiple discounts |
| Nationwide | $322/mo | $3,862/yr | Bundling home + auto |
| Farmers | $334/mo | $4,010/yr | Signal telematics |
| Allstate | $347/mo | $4,159/yr | Accident forgiveness |
| Liberty Mutual | $365/mo | $4,381/yr | New car replacement |
USAACheapest
Monthly
$229/mo
Annual
$2,748/yr
Best for: Military families
Erie Insurance
Monthly
$244/mo
Annual
$2,933/yr
Best for: Rate lock guarantee
GEICO
Monthly
$254/mo
Annual
$3,045/yr
Best for: Clean driving record
Progressive
Monthly
$272/mo
Annual
$3,267/yr
Best for: Telematics savings
State Farm
Monthly
$282/mo
Annual
$3,379/yr
Best for: Good students
Travelers
Monthly
$294/mo
Annual
$3,527/yr
Best for: Multiple discounts
Nationwide
Monthly
$322/mo
Annual
$3,862/yr
Best for: Bundling home + auto
Farmers
Monthly
$334/mo
Annual
$4,010/yr
Best for: Signal telematics
Allstate
Monthly
$347/mo
Annual
$4,159/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$365/mo
Annual
$4,381/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Ford Mustang Insurance by Age in Texas
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $772/mo | $9,260/yr |
| 19 years old | $467/mo | $5,599/yr |
| 21 years old | $372/mo | $4,460/yr |
| 25 years old | $244/mo | $2,933/yr |
| 30 years old | $202/mo | $2,424/yr |
| 40 years old | $190/mo | $2,279/yr |
| 50 years old | $184/mo | $2,206/yr |
| 65 years old | $200/mo | $2,400/yr |