Hyundai Ioniq 5 Insurance in North Carolina (2026)
Quick Answer
Full coverage for a 2024 Hyundai Ioniq 5 in North Carolina costs $152/month ($1,828/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Hyundai Ioniq 5 Rates by Company in North Carolina
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $113/mo | $1,353/yr | Military families |
| Erie Insurance | $120/mo | $1,444/yr | Rate lock guarantee |
| GEICO | $125/mo | $1,499/yr | Clean driving record |
| Progressive | $134/mo | $1,609/yr | Telematics savings |
| State Farm | $139/mo | $1,663/yr | Good students |
| Travelers | $145/mo | $1,737/yr | Multiple discounts |
| Nationwide | $158/mo | $1,901/yr | Bundling home + auto |
| Farmers | $165/mo | $1,974/yr | Signal telematics |
| Allstate | $171/mo | $2,047/yr | Accident forgiveness |
| Liberty Mutual | $180/mo | $2,157/yr | New car replacement |
USAACheapest
Monthly
$113/mo
Annual
$1,353/yr
Best for: Military families
Erie Insurance
Monthly
$120/mo
Annual
$1,444/yr
Best for: Rate lock guarantee
GEICO
Monthly
$125/mo
Annual
$1,499/yr
Best for: Clean driving record
Progressive
Monthly
$134/mo
Annual
$1,609/yr
Best for: Telematics savings
State Farm
Monthly
$139/mo
Annual
$1,663/yr
Best for: Good students
Travelers
Monthly
$145/mo
Annual
$1,737/yr
Best for: Multiple discounts
Nationwide
Monthly
$158/mo
Annual
$1,901/yr
Best for: Bundling home + auto
Farmers
Monthly
$165/mo
Annual
$1,974/yr
Best for: Signal telematics
Allstate
Monthly
$171/mo
Annual
$2,047/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$180/mo
Annual
$2,157/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Hyundai Ioniq 5 Insurance by Age in North Carolina
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $455/mo | $5,455/yr |
| 19 years old | $275/mo | $3,299/yr |
| 21 years old | $219/mo | $2,628/yr |
| 25 years old | $144/mo | $1,728/yr |
| 30 years old | $119/mo | $1,428/yr |
| 40 years old | $112/mo | $1,342/yr |
| 50 years old | $108/mo | $1,299/yr |
| 65 years old | $118/mo | $1,414/yr |