Hyundai Ioniq 5 Insurance in Rhode Island (2026)
Quick Answer
Full coverage for a 2024 Hyundai Ioniq 5 in Rhode Island costs $248/month ($2,973/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Hyundai Ioniq 5 Rates by Company in Rhode Island
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $183/mo | $2,200/yr | Military families |
| Erie Insurance | $196/mo | $2,349/yr | Rate lock guarantee |
| GEICO | $203/mo | $2,438/yr | Clean driving record |
| Progressive | $218/mo | $2,616/yr | Telematics savings |
| State Farm | $225/mo | $2,705/yr | Good students |
| Travelers | $235/mo | $2,824/yr | Multiple discounts |
| Nationwide | $258/mo | $3,092/yr | Bundling home + auto |
| Farmers | $268/mo | $3,211/yr | Signal telematics |
| Allstate | $277/mo | $3,330/yr | Accident forgiveness |
| Liberty Mutual | $292/mo | $3,508/yr | New car replacement |
USAACheapest
Monthly
$183/mo
Annual
$2,200/yr
Best for: Military families
Erie Insurance
Monthly
$196/mo
Annual
$2,349/yr
Best for: Rate lock guarantee
GEICO
Monthly
$203/mo
Annual
$2,438/yr
Best for: Clean driving record
Progressive
Monthly
$218/mo
Annual
$2,616/yr
Best for: Telematics savings
State Farm
Monthly
$225/mo
Annual
$2,705/yr
Best for: Good students
Travelers
Monthly
$235/mo
Annual
$2,824/yr
Best for: Multiple discounts
Nationwide
Monthly
$258/mo
Annual
$3,092/yr
Best for: Bundling home + auto
Farmers
Monthly
$268/mo
Annual
$3,211/yr
Best for: Signal telematics
Allstate
Monthly
$277/mo
Annual
$3,330/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$292/mo
Annual
$3,508/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Hyundai Ioniq 5 Insurance by Age in Rhode Island
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $739/mo | $8,870/yr |
| 19 years old | $447/mo | $5,364/yr |
| 21 years old | $356/mo | $4,272/yr |
| 25 years old | $234/mo | $2,810/yr |
| 30 years old | $194/mo | $2,322/yr |
| 40 years old | $182/mo | $2,183/yr |
| 50 years old | $176/mo | $2,113/yr |
| 65 years old | $192/mo | $2,299/yr |