Hyundai Sonata Insurance in Iowa (2026)
Quick Answer
Full coverage for a 2024 Hyundai Sonata in Iowa costs $117/month ($1,402/year). Safety rating: 5/5. Theft risk: medium.
✓ Updated March 2026✓ Based on state insurance filings
Hyundai Sonata Rates by Company in Iowa
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $86/mo | $1,037/yr | Military families |
| Erie Insurance | $92/mo | $1,108/yr | Rate lock guarantee |
| GEICO | $96/mo | $1,150/yr | Clean driving record |
| Progressive | $103/mo | $1,234/yr | Telematics savings |
| State Farm | $106/mo | $1,276/yr | Good students |
| Travelers | $111/mo | $1,332/yr | Multiple discounts |
| Nationwide | $122/mo | $1,458/yr | Bundling home + auto |
| Farmers | $126/mo | $1,514/yr | Signal telematics |
| Allstate | $131/mo | $1,570/yr | Accident forgiveness |
| Liberty Mutual | $138/mo | $1,654/yr | New car replacement |
USAACheapest
Monthly
$86/mo
Annual
$1,037/yr
Best for: Military families
Erie Insurance
Monthly
$92/mo
Annual
$1,108/yr
Best for: Rate lock guarantee
GEICO
Monthly
$96/mo
Annual
$1,150/yr
Best for: Clean driving record
Progressive
Monthly
$103/mo
Annual
$1,234/yr
Best for: Telematics savings
State Farm
Monthly
$106/mo
Annual
$1,276/yr
Best for: Good students
Travelers
Monthly
$111/mo
Annual
$1,332/yr
Best for: Multiple discounts
Nationwide
Monthly
$122/mo
Annual
$1,458/yr
Best for: Bundling home + auto
Farmers
Monthly
$126/mo
Annual
$1,514/yr
Best for: Signal telematics
Allstate
Monthly
$131/mo
Annual
$1,570/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$138/mo
Annual
$1,654/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Hyundai Sonata Insurance by Age in Iowa
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $470/mo | $5,638/yr |
| 19 years old | $284/mo | $3,410/yr |
| 21 years old | $226/mo | $2,716/yr |
| 25 years old | $149/mo | $1,786/yr |
| 30 years old | $123/mo | $1,476/yr |
| 40 years old | $116/mo | $1,387/yr |
| 50 years old | $112/mo | $1,343/yr |
| 65 years old | $122/mo | $1,461/yr |