Hyundai Sonata Insurance in North Carolina (2026)
Quick Answer
Full coverage for a 2024 Hyundai Sonata in North Carolina costs $113/month ($1,357/year). Safety rating: 5/5. Theft risk: medium.
✓ Updated March 2026✓ Based on state insurance filings
Hyundai Sonata Rates by Company in North Carolina
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $84/mo | $1,004/yr | Military families |
| Erie Insurance | $89/mo | $1,072/yr | Rate lock guarantee |
| GEICO | $93/mo | $1,113/yr | Clean driving record |
| Progressive | $100/mo | $1,194/yr | Telematics savings |
| State Farm | $103/mo | $1,235/yr | Good students |
| Travelers | $107/mo | $1,289/yr | Multiple discounts |
| Nationwide | $118/mo | $1,411/yr | Bundling home + auto |
| Farmers | $122/mo | $1,466/yr | Signal telematics |
| Allstate | $127/mo | $1,520/yr | Accident forgiveness |
| Liberty Mutual | $133/mo | $1,601/yr | New car replacement |
USAACheapest
Monthly
$84/mo
Annual
$1,004/yr
Best for: Military families
Erie Insurance
Monthly
$89/mo
Annual
$1,072/yr
Best for: Rate lock guarantee
GEICO
Monthly
$93/mo
Annual
$1,113/yr
Best for: Clean driving record
Progressive
Monthly
$100/mo
Annual
$1,194/yr
Best for: Telematics savings
State Farm
Monthly
$103/mo
Annual
$1,235/yr
Best for: Good students
Travelers
Monthly
$107/mo
Annual
$1,289/yr
Best for: Multiple discounts
Nationwide
Monthly
$118/mo
Annual
$1,411/yr
Best for: Bundling home + auto
Farmers
Monthly
$122/mo
Annual
$1,466/yr
Best for: Signal telematics
Allstate
Monthly
$127/mo
Annual
$1,520/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$133/mo
Annual
$1,601/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Hyundai Sonata Insurance by Age in North Carolina
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $455/mo | $5,455/yr |
| 19 years old | $275/mo | $3,299/yr |
| 21 years old | $219/mo | $2,628/yr |
| 25 years old | $144/mo | $1,728/yr |
| 30 years old | $119/mo | $1,428/yr |
| 40 years old | $112/mo | $1,342/yr |
| 50 years old | $108/mo | $1,299/yr |
| 65 years old | $118/mo | $1,414/yr |