2024 Kia Sportage: Insurance & Ownership Costs
Quick Answer
The 2024 Kia Sportage costs an average of $168/month to insure (full coverage). 5-year total cost of ownership: $41,084 ($685/month).
✓ Updated March 2026✓ Based on state insurance filings
MSRP
$30,990
Avg Insurance
$168/mo
MPG Combined
28
Safety Rating
5/5
Kia Sportage Insurance by State
| State | Full Coverage | Monthly | |
|---|---|---|---|
| Alabama | $1,837/yr | $153/mo | Details |
| Alaska | $1,729/yr | $144/mo | Details |
| Arizona | $2,084/yr | $174/mo | Details |
| Arkansas | $1,886/yr | $157/mo | Details |
| California | $2,344/yr | $195/mo | Details |
| Colorado | $2,107/yr | $176/mo | Details |
| Connecticut | $2,415/yr | $201/mo | Details |
| Delaware | $2,118/yr | $177/mo | Details |
| Florida | $3,827/yr | $319/mo | Details |
| Georgia | $2,409/yr | $201/mo | Details |
These are estimates based on state averages. Your exact rate depends on your specific profile.
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5-Year Total Cost of Ownership
Depreciation
$14,875
Insurance
$10,080
Fuel
$8,250
Maintenance
$2,290
Financing
$5,229
Registration
$360
5-Year Total Cost
$41,084
$685/month | $1/mile