2024 Kia Sportage: 5-Year Total Cost of Ownership
Quick Answer
The 2024 Kia Sportage costs $41,084 to own over 5 years, or $685/month. The biggest expenses are depreciation ($14,875) and insurance ($10,080).
✓ Updated March 2026✓ Based on state insurance filings
5-Year Total Cost of Ownership
$41,084
$685/month • $1/mile
Cost Breakdown
Depreciation$14,875 (36%)
Insurance$10,080 (25%)
Fuel/Energy$8,250 (20%)
Maintenance$2,290 (6%)
Financing$5,229 (13%)
Registration$360 (1%)
Year-by-Year Costs
| Year | Depreciation | Insurance | Fuel | Maintenance | Total |
|---|---|---|---|---|---|
| Year 1 | $5,578 | $2,016 | $1,650 | $458 | $9,702 |
| Year 2 | $2,324 | $2,016 | $1,650 | $458 | $6,448 |
| Year 3 | $2,324 | $2,016 | $1,650 | $458 | $6,448 |
| Year 4 | $2,324 | $2,016 | $1,650 | $458 | $6,448 |
| Year 5 | $2,324 | $2,016 | $1,650 | $458 | $6,448 |
Key Facts
1-Year Depreciation
18% ($5,578)
5-Year Depreciation
48% ($14,875)
Annual Repair Cost
$554
Annual Maintenance
$458
These are estimates based on state averages. Your exact rate depends on your specific profile.
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