Kia Sportage Insurance in Indiana (2026)
Quick Answer
Full coverage for a 2024 Kia Sportage in Indiana costs $129/month ($1,548/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Kia Sportage Rates by Company in Indiana
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $95/mo | $1,146/yr | Military families |
| Erie Insurance | $102/mo | $1,223/yr | Rate lock guarantee |
| GEICO | $106/mo | $1,269/yr | Clean driving record |
| Progressive | $114/mo | $1,362/yr | Telematics savings |
| State Farm | $117/mo | $1,409/yr | Good students |
| Travelers | $123/mo | $1,471/yr | Multiple discounts |
| Nationwide | $134/mo | $1,610/yr | Bundling home + auto |
| Farmers | $139/mo | $1,672/yr | Signal telematics |
| Allstate | $144/mo | $1,734/yr | Accident forgiveness |
| Liberty Mutual | $152/mo | $1,827/yr | New car replacement |
USAACheapest
Monthly
$95/mo
Annual
$1,146/yr
Best for: Military families
Erie Insurance
Monthly
$102/mo
Annual
$1,223/yr
Best for: Rate lock guarantee
GEICO
Monthly
$106/mo
Annual
$1,269/yr
Best for: Clean driving record
Progressive
Monthly
$114/mo
Annual
$1,362/yr
Best for: Telematics savings
State Farm
Monthly
$117/mo
Annual
$1,409/yr
Best for: Good students
Travelers
Monthly
$123/mo
Annual
$1,471/yr
Best for: Multiple discounts
Nationwide
Monthly
$134/mo
Annual
$1,610/yr
Best for: Bundling home + auto
Farmers
Monthly
$139/mo
Annual
$1,672/yr
Best for: Signal telematics
Allstate
Monthly
$144/mo
Annual
$1,734/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$152/mo
Annual
$1,827/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Kia Sportage Insurance by Age in Indiana
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $508/mo | $6,097/yr |
| 19 years old | $307/mo | $3,687/yr |
| 21 years old | $245/mo | $2,937/yr |
| 25 years old | $161/mo | $1,931/yr |
| 30 years old | $133/mo | $1,596/yr |
| 40 years old | $125/mo | $1,500/yr |
| 50 years old | $121/mo | $1,452/yr |
| 65 years old | $132/mo | $1,580/yr |