Kia Sportage Insurance in Rhode Island (2026)
Quick Answer
Full coverage for a 2024 Kia Sportage in Rhode Island costs $188/month ($2,252/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Kia Sportage Rates by Company in Rhode Island
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $139/mo | $1,666/yr | Military families |
| Erie Insurance | $148/mo | $1,779/yr | Rate lock guarantee |
| GEICO | $154/mo | $1,847/yr | Clean driving record |
| Progressive | $165/mo | $1,982/yr | Telematics savings |
| State Farm | $171/mo | $2,049/yr | Good students |
| Travelers | $178/mo | $2,139/yr | Multiple discounts |
| Nationwide | $195/mo | $2,342/yr | Bundling home + auto |
| Farmers | $203/mo | $2,432/yr | Signal telematics |
| Allstate | $210/mo | $2,522/yr | Accident forgiveness |
| Liberty Mutual | $221/mo | $2,657/yr | New car replacement |
USAACheapest
Monthly
$139/mo
Annual
$1,666/yr
Best for: Military families
Erie Insurance
Monthly
$148/mo
Annual
$1,779/yr
Best for: Rate lock guarantee
GEICO
Monthly
$154/mo
Annual
$1,847/yr
Best for: Clean driving record
Progressive
Monthly
$165/mo
Annual
$1,982/yr
Best for: Telematics savings
State Farm
Monthly
$171/mo
Annual
$2,049/yr
Best for: Good students
Travelers
Monthly
$178/mo
Annual
$2,139/yr
Best for: Multiple discounts
Nationwide
Monthly
$195/mo
Annual
$2,342/yr
Best for: Bundling home + auto
Farmers
Monthly
$203/mo
Annual
$2,432/yr
Best for: Signal telematics
Allstate
Monthly
$210/mo
Annual
$2,522/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$221/mo
Annual
$2,657/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Kia Sportage Insurance by Age in Rhode Island
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $739/mo | $8,870/yr |
| 19 years old | $447/mo | $5,364/yr |
| 21 years old | $356/mo | $4,272/yr |
| 25 years old | $234/mo | $2,810/yr |
| 30 years old | $194/mo | $2,322/yr |
| 40 years old | $182/mo | $2,183/yr |
| 50 years old | $176/mo | $2,113/yr |
| 65 years old | $192/mo | $2,299/yr |