Mazda Mazda3 Insurance in Iowa (2026)
Quick Answer
Full coverage for a 2024 Mazda Mazda3 in Iowa costs $113/month ($1,360/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Mazda Mazda3 Rates by Company in Iowa
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $84/mo | $1,006/yr | Military families |
| Erie Insurance | $90/mo | $1,074/yr | Rate lock guarantee |
| GEICO | $93/mo | $1,115/yr | Clean driving record |
| Progressive | $100/mo | $1,197/yr | Telematics savings |
| State Farm | $103/mo | $1,238/yr | Good students |
| Travelers | $108/mo | $1,292/yr | Multiple discounts |
| Nationwide | $118/mo | $1,414/yr | Bundling home + auto |
| Farmers | $122/mo | $1,469/yr | Signal telematics |
| Allstate | $127/mo | $1,523/yr | Accident forgiveness |
| Liberty Mutual | $134/mo | $1,605/yr | New car replacement |
USAACheapest
Monthly
$84/mo
Annual
$1,006/yr
Best for: Military families
Erie Insurance
Monthly
$90/mo
Annual
$1,074/yr
Best for: Rate lock guarantee
GEICO
Monthly
$93/mo
Annual
$1,115/yr
Best for: Clean driving record
Progressive
Monthly
$100/mo
Annual
$1,197/yr
Best for: Telematics savings
State Farm
Monthly
$103/mo
Annual
$1,238/yr
Best for: Good students
Travelers
Monthly
$108/mo
Annual
$1,292/yr
Best for: Multiple discounts
Nationwide
Monthly
$118/mo
Annual
$1,414/yr
Best for: Bundling home + auto
Farmers
Monthly
$122/mo
Annual
$1,469/yr
Best for: Signal telematics
Allstate
Monthly
$127/mo
Annual
$1,523/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$134/mo
Annual
$1,605/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Mazda Mazda3 Insurance by Age in Iowa
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $470/mo | $5,638/yr |
| 19 years old | $284/mo | $3,410/yr |
| 21 years old | $226/mo | $2,716/yr |
| 25 years old | $149/mo | $1,786/yr |
| 30 years old | $123/mo | $1,476/yr |
| 40 years old | $116/mo | $1,387/yr |
| 50 years old | $112/mo | $1,343/yr |
| 65 years old | $122/mo | $1,461/yr |