Mazda Mazda3 Insurance in Michigan (2026)
Quick Answer
Full coverage for a 2024 Mazda Mazda3 in Michigan costs $225/month ($2,698/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Mazda Mazda3 Rates by Company in Michigan
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $166/mo | $1,997/yr | Military families |
| Erie Insurance | $178/mo | $2,131/yr | Rate lock guarantee |
| GEICO | $184/mo | $2,212/yr | Clean driving record |
| Progressive | $198/mo | $2,374/yr | Telematics savings |
| State Farm | $205/mo | $2,455/yr | Good students |
| Travelers | $214/mo | $2,563/yr | Multiple discounts |
| Nationwide | $234/mo | $2,806/yr | Bundling home + auto |
| Farmers | $243/mo | $2,914/yr | Signal telematics |
| Allstate | $252/mo | $3,022/yr | Accident forgiveness |
| Liberty Mutual | $265/mo | $3,184/yr | New car replacement |
USAACheapest
Monthly
$166/mo
Annual
$1,997/yr
Best for: Military families
Erie Insurance
Monthly
$178/mo
Annual
$2,131/yr
Best for: Rate lock guarantee
GEICO
Monthly
$184/mo
Annual
$2,212/yr
Best for: Clean driving record
Progressive
Monthly
$198/mo
Annual
$2,374/yr
Best for: Telematics savings
State Farm
Monthly
$205/mo
Annual
$2,455/yr
Best for: Good students
Travelers
Monthly
$214/mo
Annual
$2,563/yr
Best for: Multiple discounts
Nationwide
Monthly
$234/mo
Annual
$2,806/yr
Best for: Bundling home + auto
Farmers
Monthly
$243/mo
Annual
$2,914/yr
Best for: Signal telematics
Allstate
Monthly
$252/mo
Annual
$3,022/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$265/mo
Annual
$3,184/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Mazda Mazda3 Insurance by Age in Michigan
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $932/mo | $11,185/yr |
| 19 years old | $564/mo | $6,764/yr |
| 21 years old | $449/mo | $5,388/yr |
| 25 years old | $295/mo | $3,543/yr |
| 30 years old | $244/mo | $2,928/yr |
| 40 years old | $229/mo | $2,752/yr |
| 50 years old | $222/mo | $2,664/yr |
| 65 years old | $242/mo | $2,899/yr |