Mazda Mazda3 Insurance in Minnesota (2026)
Quick Answer
Full coverage for a 2024 Mazda Mazda3 in Minnesota costs $144/month ($1,731/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Mazda Mazda3 Rates by Company in Minnesota
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $107/mo | $1,281/yr | Military families |
| Erie Insurance | $114/mo | $1,367/yr | Rate lock guarantee |
| GEICO | $118/mo | $1,419/yr | Clean driving record |
| Progressive | $127/mo | $1,523/yr | Telematics savings |
| State Farm | $131/mo | $1,575/yr | Good students |
| Travelers | $137/mo | $1,644/yr | Multiple discounts |
| Nationwide | $150/mo | $1,800/yr | Bundling home + auto |
| Farmers | $156/mo | $1,869/yr | Signal telematics |
| Allstate | $162/mo | $1,939/yr | Accident forgiveness |
| Liberty Mutual | $170/mo | $2,043/yr | New car replacement |
USAACheapest
Monthly
$107/mo
Annual
$1,281/yr
Best for: Military families
Erie Insurance
Monthly
$114/mo
Annual
$1,367/yr
Best for: Rate lock guarantee
GEICO
Monthly
$118/mo
Annual
$1,419/yr
Best for: Clean driving record
Progressive
Monthly
$127/mo
Annual
$1,523/yr
Best for: Telematics savings
State Farm
Monthly
$131/mo
Annual
$1,575/yr
Best for: Good students
Travelers
Monthly
$137/mo
Annual
$1,644/yr
Best for: Multiple discounts
Nationwide
Monthly
$150/mo
Annual
$1,800/yr
Best for: Bundling home + auto
Farmers
Monthly
$156/mo
Annual
$1,869/yr
Best for: Signal telematics
Allstate
Monthly
$162/mo
Annual
$1,939/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$170/mo
Annual
$2,043/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Mazda Mazda3 Insurance by Age in Minnesota
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $598/mo | $7,174/yr |
| 19 years old | $362/mo | $4,338/yr |
| 21 years old | $288/mo | $3,456/yr |
| 25 years old | $189/mo | $2,272/yr |
| 30 years old | $157/mo | $1,878/yr |
| 40 years old | $147/mo | $1,765/yr |
| 50 years old | $142/mo | $1,709/yr |
| 65 years old | $155/mo | $1,859/yr |