Mazda Mazda3 Insurance in New York (2026)
Quick Answer
Full coverage for a 2024 Mazda Mazda3 in New York costs $295/month ($3,539/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Mazda Mazda3 Rates by Company in New York
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $218/mo | $2,619/yr | Military families |
| Erie Insurance | $233/mo | $2,796/yr | Rate lock guarantee |
| GEICO | $242/mo | $2,902/yr | Clean driving record |
| Progressive | $260/mo | $3,114/yr | Telematics savings |
| State Farm | $268/mo | $3,220/yr | Good students |
| Travelers | $280/mo | $3,362/yr | Multiple discounts |
| Nationwide | $307/mo | $3,681/yr | Bundling home + auto |
| Farmers | $319/mo | $3,822/yr | Signal telematics |
| Allstate | $330/mo | $3,964/yr | Accident forgiveness |
| Liberty Mutual | $348/mo | $4,176/yr | New car replacement |
USAACheapest
Monthly
$218/mo
Annual
$2,619/yr
Best for: Military families
Erie Insurance
Monthly
$233/mo
Annual
$2,796/yr
Best for: Rate lock guarantee
GEICO
Monthly
$242/mo
Annual
$2,902/yr
Best for: Clean driving record
Progressive
Monthly
$260/mo
Annual
$3,114/yr
Best for: Telematics savings
State Farm
Monthly
$268/mo
Annual
$3,220/yr
Best for: Good students
Travelers
Monthly
$280/mo
Annual
$3,362/yr
Best for: Multiple discounts
Nationwide
Monthly
$307/mo
Annual
$3,681/yr
Best for: Bundling home + auto
Farmers
Monthly
$319/mo
Annual
$3,822/yr
Best for: Signal telematics
Allstate
Monthly
$330/mo
Annual
$3,964/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$348/mo
Annual
$4,176/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Mazda Mazda3 Insurance by Age in New York
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $1,222/mo | $14,669/yr |
| 19 years old | $739/mo | $8,870/yr |
| 21 years old | $589/mo | $7,066/yr |
| 25 years old | $387/mo | $4,646/yr |
| 30 years old | $320/mo | $3,840/yr |
| 40 years old | $301/mo | $3,610/yr |
| 50 years old | $291/mo | $3,494/yr |
| 65 years old | $317/mo | $3,802/yr |