2024 Mazda Mazda3: 5-Year Total Cost of Ownership
Quick Answer
The 2024 Mazda Mazda3 costs $34,501 to own over 5 years, or $575/month. The biggest expenses are depreciation ($11,072) and insurance ($9,420).
✓ Updated March 2026✓ Based on state insurance filings
5-Year Total Cost of Ownership
$34,501
$575/month • $0/mile
Cost Breakdown
Depreciation$11,072 (32%)
Insurance$9,420 (27%)
Fuel/Energy$7,452 (22%)
Maintenance$2,120 (6%)
Financing$4,077 (12%)
Registration$360 (1%)
Year-by-Year Costs
| Year | Depreciation | Insurance | Fuel | Maintenance | Total |
|---|---|---|---|---|---|
| Year 1 | $4,092 | $1,884 | $1,490 | $424 | $7,890 |
| Year 2 | $1,745 | $1,884 | $1,490 | $424 | $5,543 |
| Year 3 | $1,745 | $1,884 | $1,490 | $424 | $5,543 |
| Year 4 | $1,745 | $1,884 | $1,490 | $424 | $5,543 |
| Year 5 | $1,745 | $1,884 | $1,490 | $424 | $5,543 |
Key Facts
1-Year Depreciation
17% ($4,092)
5-Year Depreciation
46% ($11,072)
Annual Repair Cost
$496
Annual Maintenance
$424
These are estimates based on state averages. Your exact rate depends on your specific profile.
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