Toyota Camry Insurance in Florida (2026)
Quick Answer
Full coverage for a 2024 Toyota Camry in Florida costs $326/month ($3,910/year). Safety rating: 5/5. Theft risk: high.
✓ Updated March 2026✓ Based on state insurance filings
Toyota Camry Rates by Company in Florida
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $241/mo | $2,893/yr | Military families |
| Erie Insurance | $257/mo | $3,089/yr | Rate lock guarantee |
| GEICO | $267/mo | $3,206/yr | Clean driving record |
| Progressive | $287/mo | $3,441/yr | Telematics savings |
| State Farm | $297/mo | $3,558/yr | Good students |
| Travelers | $310/mo | $3,715/yr | Multiple discounts |
| Nationwide | $339/mo | $4,066/yr | Bundling home + auto |
| Farmers | $352/mo | $4,223/yr | Signal telematics |
| Allstate | $365/mo | $4,379/yr | Accident forgiveness |
| Liberty Mutual | $384/mo | $4,614/yr | New car replacement |
USAACheapest
Monthly
$241/mo
Annual
$2,893/yr
Best for: Military families
Erie Insurance
Monthly
$257/mo
Annual
$3,089/yr
Best for: Rate lock guarantee
GEICO
Monthly
$267/mo
Annual
$3,206/yr
Best for: Clean driving record
Progressive
Monthly
$287/mo
Annual
$3,441/yr
Best for: Telematics savings
State Farm
Monthly
$297/mo
Annual
$3,558/yr
Best for: Good students
Travelers
Monthly
$310/mo
Annual
$3,715/yr
Best for: Multiple discounts
Nationwide
Monthly
$339/mo
Annual
$4,066/yr
Best for: Bundling home + auto
Farmers
Monthly
$352/mo
Annual
$4,223/yr
Best for: Signal telematics
Allstate
Monthly
$365/mo
Annual
$4,379/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$384/mo
Annual
$4,614/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Toyota Camry Insurance by Age in Florida
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $1,256/mo | $15,070/yr |
| 19 years old | $759/mo | $9,113/yr |
| 21 years old | $605/mo | $7,259/yr |
| 25 years old | $398/mo | $4,773/yr |
| 30 years old | $329/mo | $3,945/yr |
| 40 years old | $309/mo | $3,708/yr |
| 50 years old | $299/mo | $3,590/yr |
| 65 years old | $326/mo | $3,906/yr |