Toyota Camry Insurance in New York (2026)
Quick Answer
Full coverage for a 2024 Toyota Camry in New York costs $317/month ($3,806/year). Safety rating: 5/5. Theft risk: high.
✓ Updated March 2026✓ Based on state insurance filings
Toyota Camry Rates by Company in New York
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $235/mo | $2,816/yr | Military families |
| Erie Insurance | $251/mo | $3,007/yr | Rate lock guarantee |
| GEICO | $260/mo | $3,121/yr | Clean driving record |
| Progressive | $279/mo | $3,349/yr | Telematics savings |
| State Farm | $289/mo | $3,463/yr | Good students |
| Travelers | $301/mo | $3,616/yr | Multiple discounts |
| Nationwide | $330/mo | $3,958/yr | Bundling home + auto |
| Farmers | $343/mo | $4,110/yr | Signal telematics |
| Allstate | $355/mo | $4,263/yr | Accident forgiveness |
| Liberty Mutual | $374/mo | $4,491/yr | New car replacement |
USAACheapest
Monthly
$235/mo
Annual
$2,816/yr
Best for: Military families
Erie Insurance
Monthly
$251/mo
Annual
$3,007/yr
Best for: Rate lock guarantee
GEICO
Monthly
$260/mo
Annual
$3,121/yr
Best for: Clean driving record
Progressive
Monthly
$279/mo
Annual
$3,349/yr
Best for: Telematics savings
State Farm
Monthly
$289/mo
Annual
$3,463/yr
Best for: Good students
Travelers
Monthly
$301/mo
Annual
$3,616/yr
Best for: Multiple discounts
Nationwide
Monthly
$330/mo
Annual
$3,958/yr
Best for: Bundling home + auto
Farmers
Monthly
$343/mo
Annual
$4,110/yr
Best for: Signal telematics
Allstate
Monthly
$355/mo
Annual
$4,263/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$374/mo
Annual
$4,491/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Toyota Camry Insurance by Age in New York
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $1,222/mo | $14,669/yr |
| 19 years old | $739/mo | $8,870/yr |
| 21 years old | $589/mo | $7,066/yr |
| 25 years old | $387/mo | $4,646/yr |
| 30 years old | $320/mo | $3,840/yr |
| 40 years old | $301/mo | $3,610/yr |
| 50 years old | $291/mo | $3,494/yr |
| 65 years old | $317/mo | $3,802/yr |